From the shelf · 102 money books
Does All-Weather Retirement Portfolio hold up?
All-Weather Retirement Portfolio (Thurman) is one of the 102 money books on The Money Shelf. It was on the Amazon bestseller lists for personal finance or investing in the United States on 2 October 2026. The shelf links it to 2 of the 22 claims that the book tests against official records from the United States, the United Kingdom and Australia. Each verdict below comes from that test.
Claim 19 · The book makes this claimRetirement savings: work out your number and time your state pension
Holds with conditionsA retirement can be priced against a published benchmark in the UK and Australia, and in the US against the Elder Index for basic needs and a rule of thumb expressed as a share of earnings, provided the price allows for home ownership, the withdrawal rate and how long the money has to last.
Read the full test →Claim 20 · The book makes this claimThe 4 per cent rule: withdraw about 4 per cent a year in retirement
Holds with conditionsThe 4 per cent rate held for at least 33 years in the American record of 1926 to 1992 that Bengen examined, in charts built on a portfolio with 50 per cent in shares.
Read the full test →One book holds the whole shelf: 22 claims from 102 popular money books, every figure dated, every source named, and the arithmetic worked through for three countries.
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